Benefits & Rewards
Manage
My Account
Card Security

Benefits and Rewards

Get the most from your card.

U.S. Bank FlexPerks® Business
Travel Rewards Card
  • Earn Rewards

    FlexPoints add up quickly.

    • Earn 2X FlexPoints for every $1 spent at gas stations, office supply stores, or airlines — whichever you spend most on each monthly billing cycle.1
    • Earn 2X FlexPoints on qualifying charitable donations. Choose from a wide range of eligible local, national and international charities.2
    • Earn 2X FlexPoints at most cell phone service providers.2
    • Earn 1X FlexPoint for every $1 of eligible net purchases charged to your card.3
    • Receive a statement credit for your $55 annual fee (plus the $10 per employee card fee) each cardmember year, when $24,000 in Net Purchases post to your Business Travel Rewards account.4

    Important:

    • FlexPoints expire five years from the end of the calendar quarter in which they were earned.5
    • The account must be open and in good standing to earn and redeem FlexPoints and benefits.

    Visit the Rewards Center

  • Rewards Pooling

    Rewards pooling is when all rewards earned by any card within the company card program accumulate to the Central Bill account, which can only be accessed by the Authorized Officer or Authorized Representative. Central Billing is required for rewards pooling.

    Important Facts:

    Most rewards accounts are automatically set up for rewards pooling. To verify if your account is set up for Central Bill with rewards pooling, contact Cardmember Service using the number on the back of your card. It will take up to two monthly statements to get set up on Central Billing and rewards pooling.

    Learn About Central Billing

  • Redeem Rewards

    • For example, 25,000 FlexPoints can be redeemed for $375 in airfare, hotel stays, car rentals, cruises, activities and more.
    • Redeem FlexPoints for travel, merchandise, gift cards, cash back, live events and more.6
    • Redemption starts at just 1,000 FlexPoints.

    How to redeem rewards:

    • Log in to online banking.
    • Under the “My Accounts” tab, select “My Rewards.”
    • Click “Redeem Rewards & Access Card Benefits” to start redeeming.
    • Or Contact Us to reach Cardmember Service.

    Important:

    • FlexPoints expire five years from the end of the calendar quarter in which they were earned.5
    • The account must be open and in good standing to earn and redeem FlexPoints and benefits.

    Visit the Rewards Center

  • Visa® Card Benefits7

    $25 Airline Allowance

    Cardmembers may receive up to a $25 airline allowance with each redeemed round-trip airline award travel ticket toward baggage fees and other qualified ‘inflight’ purchases.8

    No Foreign Transaction Fees

    Pay no foreign transaction fees when you use your card on purchases made outside the United States.

    See Terms and Conditions

    Auto Rental Collision Damage Waiver

    Receive Auto Rental coverage by charging your entire rental transaction amount to your eligible card and declining the extra collision insurance (or loss damage waiver) from the rental company. If your rental car is damaged or stolen while you’re traveling, you can be covered! It’s your ticket to significant savings and increased peace of mind. Certain terms, conditions, and exclusions may apply.9

    Call 1-800-348-8472 for additional details to determine if this coverage is right for you or to make a claim.

    Roadside Dispatch

    Get emergency roadside assistance with services like towing, fuel delivery, and more by calling 1-800-VISA-TOW (1-800-847-2869). Tell the operator where you are, what the problem is, and the operator will arrange a dispatch to a reliable tow operator or locksmith to provide help. The operator will let you know the name of the local tow operator or locksmith being sent to assist you. Cardmembers are responsible for any service fees. Certain terms, conditions, and exclusions may apply.9

    Travel Accident Insurance

    Use your eligible credit card to purchase travel fares on common carriers (train, plane, bus, or ship) and receive automatic Accidental Death and Dismemberment Insurance for you and your family. Certain terms, restrictions, and exclusions may apply.9

    Contact Us or call the number on the back of your card to learn more.

    Travel and Emergency Assistance Services

    Enjoy your trip knowing you have a wide range of emergency services available 24 hours a day when you are away from home. Get help coordinating medical, legal, and travel services when you need them. You are responsible for the cost of any actual medical, legal, transportation, cash advance, or other goods or services provided. Certain terms, conditions, and exclusions may apply.9

    Call 1-800-992-6029 to learn more.

    Purchase Security

    Protect your credit card purchases in case of theft or damage due to a covered reason for the first 90 days from the date of purchase. Purchase Security will replace, repair, or reimburse your eligible items of personal property purchased entirely with your eligible credit card. Certain terms, conditions, and exclusions may apply.9

    Call 1-800-525-1466 to learn more or to make a claim.

    Extended Warranty Protection

    Double the time period of the original manufacturer’s written U.S. warranty up to one (1) additional year on warranties of three (3) years or less – up to a maximum of ten thousand dollars ($10,000) per claim. The eligible item must have been purchased with your eligible credit card. Certain terms, conditions, and exclusions may apply.9

    Call 1-800-525-1466 to learn more or to make a claim.

    Visa® Discounts

    Receive valuable discounts and/or gift-with-purchase offers from a wide collection of popular online and in-store retailers.

    View Offers

    Visa® SavingsEdge®

    Enjoy this complimentary program where you can save up to 15% on business purchases. Enroll your Visa Business card to save money on qualifying purchases at participating merchants. Your savings appear as automatic credits on your future account statements.

    Learn More

    Visa® Payment Controls

    Business cardmembers may also take advantage of Visa Payment Controls, an additional FlexControl™ service that lets you individually customize each of your employees’ business credit cards. It will help you manage where, when, and how your employees use their card.

    Learn More

    Visa® Liability Waiver Program

    This program protects your business from possible card misuse by terminated employees. The program covers eligible transactions billed or incurred within 75 days prior to, or up to 14 days following, the notification of employee termination. Certain terms, conditions, and exclusions may apply.9

    Contact Us or call the number on the back of your card to learn more.

     

    Additional Benefits for Visa Signature Cardmembers

    • Not sure if you are a Visa Signature Cardmember?
                 - Look for the product name on your billing statement.

    Lost Luggage Reimbursement

    Enjoy greater peace of mind when you travel. If your checked or carry-on luggage and its contents are lost due to theft or misdirection by the common carrier, you can get reimbursed for the actual cost of repairing or replacing it. Certain terms, conditions, and exclusions may apply.9

    Call 1-800-757-1274 to learn more or make a claim.

    Concierge Services

    Enjoy personalized assistance with restaurant and travel reservations, event tickets, gift arrangements, business services, and more. Cardholders are responsible for the cost of any goods or services purchased. Certain terms, conditions, and exclusions may apply.9

    Learn More or call 1-800-953-7392 to talk with Concierge Services now.

    Event Access, Offers, and Discounts

    Enjoy access to special packages, discounts, offers, upgrades, and events in these categories: Travel, Entertainment, Fine Wine and Food, Sports, and Shopping.

    View Offers 

     

  • Service Benefits

    24/7 U.S.-Based Customer Service

    We have dedicated specialists available 24/7 to assist you with any questions about your account.

    Contact Us or call the number on the back of your card.

    Fraud Protection

    We have sophisticated fraud-monitoring tools that look for abnormal spending patterns. If we see something unusual, we move fast to keep your card and your account information safe.

    Your account is also protected with zero fraud liability, which means you’ll get reimbursed for 100% of fraud losses due to unauthorized use of your account. Please notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

    Learn More

    Chip Technology

    Your credit card is embedded with a microchip that adds an additional layer of security to your traditional magnetic stripe card. It turns cardmember information into a unique code that is virtually impossible to duplicate or copy when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to simply insert your card into the terminal and sign your name to verify your purchase. At merchants who are not equipped with chip terminals, swipe your card and sign your name as usual.

    Learn More

    Online and Mobile Account Access

    View your account balance, pay your credit card, set up account alerts, and more.

    online banking      mobile banking

    FlexControl™ Budgeting Tools

    You know best how to manage your money, which is why FlexControl™ from U.S. Bank offers free credit card management tools that help you avoid interest and late fees. We provide automatic payment tools that give you the flexibility to pay off everyday purchases in full, accelerate payments to help pay down a balance faster, or pay off larger purchases over time. You can also set up account alerts and choose your payment due date.

    Learn More

    Spend Analysis Online Reporting

    Our Spend Analysis online reporting tool makes tracking and monitoring expenses easy.

    • View a chart showing your spending information at a glance.
      • Monitor transactions in your top spend categories, such as Automotive, Food or Travel.
      • Review transactions monthly, quarterly or annually.
    • Download an easy to read Annual Account Summary (PDF format).

    Simply log in to online banking, select your credit card and click “Spend Analysis.”

    Financial IQ

    Leadership topics to promote financial wellness for everyone, whether at work, home or play.

    financialiq.usbank.com

    Cardmember Agreement Quick Guide

    It’s important to be familiar with the rules and understand how your card works. Check out this cardmember agreement overview and get answers to common cardmember agreement questions. Learn how to avoid interest on purchases, understand the different types of account charges, request a copy of your credit card agreement, and more.

    Learn More

  • Additional Perks

    Exclusive Benefits

    • National Car Rental®, Enterprise Rent-A-Car® and Alamo® Rent A Car Discounts:  Shop rates with our 3 preferred car rental partners. Plus, take advantage of additional offers!10
    • Hideaway Report Membership: Complimentary access to the Hideaway Report, one of the travel industry’s most exclusive membership communities.11
    • Visit the FlexPerks Card Benefit Site to learn more about exclusive cardmember benefits.

    Combine Earned FlexPoints into a Single Account

    If you have more than one FlexPerks credit card with more than one loyalty number, you can combine all your FlexPoints to go to one loyalty number. Contact Us to learn more.

    Transfer FlexPoints with No Fee or Cost

    If you want to transfer FlexPoints to another person, you can do that at no cost.

    • Log in to online banking and select “My Rewards” under the “My Accounts” tab.
    • Click “Redeem Rewards & Access Card Benefits” to enter the Reward Center.
    • Select “Manage Points” and then click the “Transfer Points” tab.

    Important: You will need the person’s FlexPoints Number or FlexPerks Account Number.

    Earn Frequent Flyer Miles

    Earn frequent flyer miles on the airline you fly for your award travel flight. You must be a member of the airline’s frequent flyer program.