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Card Benefits

Get the most from your card.

U.S. Bank Secured Visa® Card
  • Travel Benefits

    Auto Rental Collision Damage Waiver

    Receive Auto Rental coverage by charging your entire rental transaction amount to your eligible card and declining the extra collision insurance (or loss damage waiver) from the rental company. If your rental car is damaged or stolen while you’re traveling, you can be covered! It’s your ticket to significant savings and increased peace of mind. Certain terms, conditions, and exclusions may apply.1

    Call 1-800-348-8472 for additional details to determine if this coverage is right for you or to make a claim.

    Travel and Emergency Assistance Services

    Enjoy your trip knowing you have a wide range of emergency services available 24 hours a day when you are away from home. Get help coordinating medical, legal, and travel services when you need them. You are responsible for the cost of any actual medical, legal, transportation, cash advance, or other goods or services provided. Certain terms, conditions, and exclusions may apply.1

    Call 1-800-992-6029 to learn more.

  • Shopping Benefits

    Extended Warranty Protection

    Double the time period of the original manufacturer’s written U.S. warranty up to one (1) additional year on warranties of three (3) years or less – up to a maximum of ten thousand dollars ($10,000) per claim. The eligible item must have been purchased with your eligible credit card. Certain terms, conditions, and exclusions may apply.1

    Call 1-800-551-8472 to learn more or make a claim.

    Warranty Manager Service

    Take full advantage of your warranties by registering your warranty information on important purchases. Important information will be kept on file, so arranging for a repair or replacement is as easy as picking up the phone. Certain terms, conditions, and exclusions may apply.1

    Call 1-800-551-8472 to learn more or make a claim.

    Visa® Discounts

    Receive valuable discounts and/or gift-with-purchase offers from a wide collection of popular online and in-store retailers.

    View Offers

  • Service Benefits

    24/7 U.S.-Based Customer Service

    We have dedicated specialists available 24/7 to assist you with any questions about your account.

    Contact Us or call the number on the back of your card.

    Fraud Protection

    We have sophisticated fraud-monitoring tools that look for abnormal spending patterns. If we see something unusual, we move fast to keep your card and your account information safe.

    Your account is also protected with zero fraud liability, which means you’ll get reimbursed for 100% of fraud losses due to unauthorized use of your account. Please notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.1

    Learn More

    Chip Technology

    All new cards are being embedded with a microchip that will add an additional layer of security to your traditional magnetic stripe card. Cardmembers without the microchip will receive a chip-enabled card when their existing card expires.

    The microchip turns cardmember information into a unique code that is virtually impossible to duplicate or copy when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to simply insert your card into the terminal and sign your name to verify your purchase. At merchants who are not equipped with chip terminals, swipe your card and sign your name as usual.

    Learn More

    Online and Mobile Account Access

    View your account balance, pay your credit card, set up account alerts, and more.

    Online Banking      Mobile Banking

    Free TransUnion® Credit Score

    Cardmembers enrolled in Online Banking can obtain their TransUnion® Credit Score at no cost.2  This tool tracks your credit score over time, shows you how certain credit actions can impact your score, provides email Alerts when there are big change to your credit report and includes helpful information on how to maintain good financial health.  This credit score is for educational purposes and is not used by U.S. Bank to make credit decisions.  Simply log in and click “Check My Credit Score for Free.”

    Log In to Online Banking

    FlexControl™ Budgeting Tools

    You know best how to manage your money, which is why FlexControl™ from U.S. Bank offers free credit card management tools that help you avoid interest and late fees. We provide automatic payment tools that give you the flexibility to pay off everyday purchases in full, accelerate payments to help pay down a balance faster, or pay off larger purchases over time. You can also set up account alerts and choose your payment due date.

    Learn More

    Cardmember Agreement Quick Guide

    It’s important to be familiar with the rules and understand how your card works. Check out this cardmember agreement overview and get answers to common cardmember agreement questions. Learn how to avoid interest on purchases, understand the different types of account charges, request a copy of your credit card agreement, and more.

    Learn More

    Credit Wellness Center

    Maintaining good credit makes life easier in a variety of ways. At the Credit Wellness Center, you can get answers to important credit questions such as:

    • What is a credit score?
    • How are credit scores calculated?
    • Why does credit matter?
    • How can I improve my credit score?

    Learn More

    Spend Analysis Online Reporting

    Our Spend Analysis online reporting tool makes tracking and monitoring expenses easy.

    • View a chart showing your spending information at a glance.
      • Monitor transactions in your top spend categories, such as Automotive, Food or Travel.
      • Review transactions monthly, quarterly or annually.
    • Download an easy to read Annual Account Summary (PDF format).
       

    Simply log in to Online Banking, select your credit card and click “Spend Analysis.”